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©2026 All rights reserved. cryptohiiv, a brand of Traders And Quants, LLC.
SMS TERMS OF SERVICE
Applicable to Cryptohiiv and all affiliated SMS / text-message programs
Effective Date: June 23, 2026 | Last Updated: June 23, 2026
PLEASE READ THESE SMS TERMS OF SERVICE CAREFULLY. When you provide your mobile phone number to Traders & Quants and opt in to a text-message program (through a sign-up form, opt-in box, keyword, or other enrollment method), you give your prior express consent to receive recurring automated text messages from us at that number, and you agree to be bound by these SMS Terms. Consent is not a condition of purchasing any goods or services. Message frequency varies. Message and data rates may apply. Reply STOP to cancel or HELP for help. These SMS Terms contain a BINDING ARBITRATION PROVISION, a CLASS-ACTION WAIVER, and a JURY-TRIAL WAIVER (Section 17) that affect how disputes are resolved, unless you opt out as described there.
Table of Contents
These SMS Terms of Service (“SMS Terms” or “Agreement”) apply to all text and SMS message programs offered by Traders & Quants, LLC and its parents, subsidiaries, affiliates, related entities, successors, assigns, brands, publications, newsletters, domains, and media properties (collectively, “Traders & Quants,” “T&Q,” “we,” “us,” or “our”), including programs relating to Cryptohiiv and our other newsletters, publications, and applications (collectively, the “SMS Services”).By enrolling in any of our text-message programs, you provide your prior express consent to receive the SMS Services and agree to be bound by these SMS Terms. These SMS Terms incorporate by reference our Terms of Service and our Privacy Policy. If there is a direct conflict between our general Terms of Service and these SMS Terms with respect to the SMS Services, these SMS Terms control as to the SMS Services. If you do not agree to these SMS Terms, do not enroll in or use the SMS Services, and you may cancel at any time as described in Section 5.
Through the SMS Services, we send text messages that may include market and financial news alerts, educational content, publication updates, and account or transactional notifications. The SMS Services are provided for general informational and educational purposes only and are not personalized investment advice or an offer or solicitation to buy or sell any security or other financial instrument. See the disclaimers in Section 19.You may enroll in the SMS Services through an online sign-up or opt-in form, by texting a keyword to a designated number, or by following other instructions we publish. By enrolling, you acknowledge that you will receive recurring text messages, which may include marketing messages, at the number(s) you provide, and that messages may be sent using an automated system or technology. We do not charge a fee to participate in the SMS Services, although message and data rates may apply as described in Section 4.
Message frequency varies based on the program(s) you enroll in and your interactions with us. You can opt out at any time as described in Section 5.
We intend to send marketing text messages during reasonable hours and, where applicable, to schedule messages by reference to the time zone associated with the area code of the mobile number you provide. You acknowledge and agree that we cannot detect your actual, real-time physical location, that mobile numbers are portable and travel with you, and that you may receive a message at a time that does not correspond to your then-current local time — for example, if you are in a different time zone from the one associated with your number’s area code, or due to carrier delivery delays or other factors outside our control.
Accordingly, you agree that we may rely on the area code of the number you provide to determine appropriate sending times, and you agree not to hold us responsible for, and to release us from liability for, a message that is delivered outside your local daytime hours where that result arises from (a) a mismatch between your number’s area code and your physical location, (b) your travel across time zones, (c) carrier or network delivery delays, or (d) other circumstances beyond our reasonable control. This Section is an allocation of responsibility for good-faith message-timing; it is not a waiver of any right that applicable law does not permit you to waive. If you prefer not to receive messages at particular times, you may opt out at any time by replying STOP as described in Section 5.
We do not impose a separate charge for the SMS Services. However, message and data rates may apply to each message sent or received in connection with the SMS Services, as provided in your mobile plan, in addition to any applicable roaming charges. You are responsible for all charges imposed by your mobile carrier. Please contact your mobile carrier for details about your plan and any applicable fees.
You can cancel the SMS Services at any time. To stop receiving messages from a particular program, text STOP to the number from which you receive that program’s messages (or to any keyword we designate for opt-out). After you send STOP, we will send you a single confirmation message acknowledging your opt-out, after which you will no longer receive text messages from that program unless you re-enroll. Opting out of one program will not necessarily opt you out of other programs you have separately enrolled in; to stop those, reply STOP to each. You may also contact us using the information in Section 21 for assistance with opting out.
For help or more information about a program, text HELP to the number from which you receive that program’s messages, or contact us using the information in Section 21. Replying HELP will return contact information for support.
You represent that you are the subscriber or customary user of, and are authorized to enroll, the mobile number(s) you provide, and that you are not enrolling any number that belongs to another person without their permission. You agree to notify us promptly if you change or deactivate your mobile number, or if you cease to be the number’s subscriber or customary user, so that we do not inadvertently send messages to a reassigned number. You agree to indemnify and hold us harmless from claims, costs, and damages (including under the Telephone Consumer Protection Act) arising from your failure to notify us of a change in your number. You may notify us of a number change using the contact information in Section 21.
By enrolling, you consent to receive messages sent using an automatic telephone dialing system or other automated technology, to the extent such technology is used. As stated above, your consent to receive marketing messages is not a condition of purchasing any goods or services from us. Your consent is also subject to your right to opt out at any time under Section 5.
It is your responsibility to determine whether your mobile carrier supports text messaging and whether your device can receive text messages. Your receipt of our messages is subject to your agreement(s) with your mobile carrier. Delivery of messages may fail or be delayed due to factors outside our control. You acknowledge that mobile and network services are outside our control, and we are not responsible or liable for delayed or undelivered messages, or for the security of messages once delivered to or sent from your device.
Supported carriers may change from time to time and may include major U.S. wireless carriers and their sub-brands. Carriers are not liable for delayed or undelivered messages. We are not responsible for the performance, policies, or coverage of any carrier.
To enroll in the SMS Services, you must be a resident of the United States and at least eighteen (18) years of age (or the age of majority in your state). We may require you to verify that you meet these requirements, and we may decline or terminate enrollment that does not comply.
Text messages we send may be visible to anyone with access to your device, so you should take steps to safeguard your device and messages if you want them to remain private. We are not responsible for any loss or damage resulting from the interception or misuse of messages by third parties, or from undelivered messages. Your privacy is important to us; our collection and use of information in connection with the SMS Services is described in our Privacy Policy. We do not share mobile opt-in or consent data with third parties for their own marketing.
We may suspend or terminate your participation in the SMS Services, and may modify or discontinue all or any part of the SMS Services, at any time, with or without notice. We may also revise these SMS Terms from time to time. Changes become effective when we post the updated SMS Terms on our website or otherwise provide notice as required by law, and your continued enrollment in the SMS Services after the effective date constitutes your acceptance of the changes. We encourage you to review these SMS Terms periodically.
THE SMS SERVICES AND ALL INFORMATION CONVEYED THROUGH THEM ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, AT YOUR OWN RISK, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WARRANTIES OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL WARRANTIES REGARDING SECURITY, CURRENCY, ACCURACY, COMPLETENESS, RELIABILITY, PERFORMANCE, TIMELINESS, OR CONTINUED AVAILABILITY. WE ARE NOT RESPONSIBLE FOR CELLULAR NETWORK OR EQUIPMENT PERFORMANCE, AND YOU RELEASE US FROM CLAIMS BASED ON HARDWARE, SOFTWARE, NETWORK, OR OTHER COMMUNICATIONS MALFUNCTIONS, INCLUDING INCOMPLETE, DELAYED, OR UNDELIVERED MESSAGES.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NEITHER TRADERS & QUANTS NOR ITS AFFILIATES, OR THEIR RESPECTIVE SUPPLIERS, ADVERTISERS, OR SPONSORS, WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS OR REVENUE, LOSS OF DATA, OR SIMILAR DAMAGES, ARISING OUT OF OR RELATING TO THE SMS SERVICES, UNDER ANY THEORY OF LIABILITY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SMS SERVICES WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US $100). THE DISCLAIMERS AND LIMITATIONS IN SECTIONS 14 AND 15 ARE AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN YOU AND US.
These SMS Terms and the SMS Services are governed by the laws of the State of Florida, without regard to its conflict-of-laws principles, and, where applicable, by the Federal Arbitration Act and other applicable federal law. Subject to Section 17, the state and federal courts located in Orange County or Lake County, Florida, will have exclusive jurisdiction and venue over any matter not subject to arbitration.
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO GO TO COURT AND TO HAVE A JURY TRIAL, AND REQUIRES MOST DISPUTES TO BE RESOLVED THROUGH INDIVIDUAL BINDING ARBITRATION.
Except for the Excluded Claims in Section 17.5, you and Traders & Quants agree that any dispute, claim, or controversy arising out of or relating to the SMS Services or these SMS Terms (a “Dispute”), whether based in contract, tort, statute (including the Telephone Consumer Protection Act, 47 U.S.C. § 227 et seq.), fraud, or any other theory, will be resolved exclusively by final and binding individual arbitration. This Agreement evidences a transaction involving interstate commerce, and the Federal Arbitration Act (9 U.S.C. §§ 1 et seq.) governs the interpretation and enforcement of this Section, including questions of arbitrability.
Before initiating arbitration, the parties agree to attempt to resolve the Dispute informally for at least sixty (60) days after written notice describing the Dispute and the relief sought, sent to us at the address in Section 21 (or to you at the number or email associated with your enrollment). This requirement is a condition precedent to arbitration, and applicable limitations periods will be tolled during this period.
The arbitration will be administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules then in effect, as modified by these SMS Terms, before a single neutral arbitrator. The seat of arbitration, and the location of any in-person hearing, will be in Orange County or Lake County, Florida; provided that you may request a telephonic or video hearing, or a hearing in the county of your residence, to the extent the AAA Rules permit. Payment of AAA filing, administration, and arbitrator fees is governed by the AAA Rules. The arbitrator may award the same individual relief a court could, and the award is final and binding and may be entered as a judgment in any court of competent jurisdiction.
YOU AND TRADERS & QUANTS AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, PRIVATE-ATTORNEY-GENERAL, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN THE CLAIMS OF MORE THAN ONE PERSON AND MAY NOT PRESIDE OVER ANY CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING, AND MAY AWARD RELIEF ONLY TO THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO RESOLVE THAT PARTY’S INDIVIDUAL CLAIM.
If twenty-five (25) or more demands for arbitration of a substantially similar nature are filed by or with the coordination of the same or coordinated counsel or organizations, the demands will be administered in staged batches of no more than fifty (50) at a time (or as provided by any applicable AAA mass-arbitration or supplementary rules then in effect), and applicable limitations periods and filing deadlines will be tolled for demands held for a later batch. This provision is intended to be enforced consistent with the Federal Arbitration Act and applicable AAA rules.
The following are not subject to mandatory arbitration: (a) an individual claim properly brought in, and remaining in, a small-claims court of competent jurisdiction; and (b) a claim by either party for injunctive or other equitable relief to protect or enforce intellectual-property rights. Nothing in this Section prevents you from bringing an issue to the attention of a federal, state, or local agency, which may seek relief on your behalf as the law allows.
If the class-action and collective-relief waiver in Section 17.4 is found unenforceable as to a particular claim or request for relief, that claim or request will be severed and decided in court under Section 16, while all other claims proceed in arbitration. You may opt out of this arbitration agreement by sending written notice within thirty (30) days after you first accept these SMS Terms to the address in Section 21, including your name, address, the mobile number enrolled, the URL or title of these SMS Terms, and a clear statement that you wish to opt out of arbitration. If you opt out, the remaining provisions of these SMS Terms, including Section 16, continue to apply.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU AND TRADERS & QUANTS EACH WAIVE ANY RIGHT TO A TRIAL BY JURY IN ANY PROCEEDING ARISING OUT OF OR RELATING TO THE SMS SERVICES OR THESE SMS TERMS. THE ARBITRATION PROCEEDING IS CONFIDENTIAL, AND THE PARTIES WILL PARTICIPATE IN GOOD FAITH.
You agree to defend, indemnify, and hold harmless Traders & Quants and its affiliates and their respective officers, managers, members, employees, agents, contractors, and licensors from and against any claims, demands, losses, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to your enrollment in or use of the SMS Services, your provision of a mobile number you are not authorized to enroll, your failure to notify us of a number change, your violation of these SMS Terms, or your violation of any law or the rights of any third party.
Traders & Quants is a publisher of general financial news, commentary, data, and educational content. We are not an investment adviser, broker-dealer, or financial planner, and we do not provide personalized investment advice. Neither we nor our owners or personnel are registered as a securities broker-dealer, broker, investment adviser, or investment-adviser representative with the U.S. Securities and Exchange Commission, any state securities authority, or any self-regulatory organization, in connection with the SMS Services.
Educational and informational only. The SMS Services, and any communication made through them, are for general informational and educational purposes only, are impersonal, and are not personalized investment advice directed to or appropriate for any particular recipient. Nothing in the SMS Services is a recommendation, or an offer or solicitation, to buy, sell, or hold any security or other financial instrument. We do not assess, verify, or guarantee the suitability or profitability of any investment, and we disclaim liability for any action taken in reliance on the SMS Services.
Substantial risk. Trading and investing involve substantial risk, and you may lose some, all, or more than your original investment. You are solely responsible for your own research and decisions and should consult a licensed or registered professional and conduct independent research before investing.
Forward-looking statements. Certain statements in the SMS Services may be “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Such statements are based on expectations and assumptions at the time made, are not guarantees of future results, and involve risks and uncertainties that could cause actual results to differ materially. We undertake no obligation to update forward-looking statements. Public SEC filings of any company mentioned can be reviewed at the SEC’s EDGAR database at sec.gov.
These SMS Terms will not be construed against any party by reason of having drafted them. Section titles are for convenience only. If any provision is held invalid or unenforceable, it will be enforced to the maximum extent permitted and the remaining provisions will remain in full effect.
For questions about these SMS Terms, to report a number change, to send an arbitration opt-out or informal-resolution notice, or for help with the SMS Services, contact us at:
Traders & Quants, LLC
Attn: SMS / Legal
522 S. Hunt Club Blvd. Suite 119
Apopka, FL 32703 United States
Email: [email protected]
Number-change notices: [email protected]
Support: [email protected]
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©2026 All rights reserved. cryptohiiv, a brand of Traders And Quants, LLC.